So your point about adapters is legit. That concept should be simple but I guess there isn’t much demand for it.

That said, I think you’ll have a much better experience with a raspberry pi. You don’t even need a bleeding edge model, I have a great desktop experience with a raspberry pi 4 model B with 4GB ram. Looks like currently $120 for 4GB ram, $170 for 8GB ram in the US. Not great prices but probably the best deal you could find and probably worth not buying 3x $40 adapters. If you need a temporary PC replacement for mostly web browsing, I recommend giving it a try.

https://www.sparkfun.com/raspberry-pi-4-model-b-8-gb.html?src=raspberrypi

Ah that makes sense. Never would have guessed that detergent was the signal of choice lol

What does that mean?

We live in very different places. Multiply most of those numbers by about 6 and you have my area. I’m not exaggerating - 3 bedroom attached house of 1.5million, mortgage of 6.5k, PMI of $2500. Average rent is 2-3k for a 1 bedroom.

I’ve lived it. If your average home is $250k, your situation is nothing like mine or half the country that lives in cities. Your advice only applies to rural areas with extremely low cost of living.

People don’t do this because it’s not a good idea for almost everyone. If you don’t put money down, your monthly payment will be astronomical, and THEN you will have to pay PMI on top of that (which isn’t applied to the mortgage OR interest) until you hit 20% paid. That money is thrown away and depending on where you live, it can be close to a rent payment on its own, without the actual mortgage payment. If you can afford a massive mortgage with PMI, you can afford to save a down payment. The only time I would do what you suggest is if my income was way more than rent and I was in a rush to move into a house.

Fannie and Freddie are legit, use them!