For me, the individual plan costs ¥1200 ($7.45 / 6,50€) per month (regardless though, they all offer the same thing worldwide such as 50GB iCloud storage, access to Apple TV, Music and Arcade) with the difference involving regional pricing for the same subscription.
Is paying $/€19.95 per month for Apple One worth the money when you factor CoL and minimum wage? Also, does Apple TV really have any good shows to watch? There are higher subscription tiers for Apple One (family or premier) but I won’t be discussing those.
It becomes very worth it if you have a family. Everyone gets access to all services. People won’t use everything, but every one will use something. Your wife and daughter might use Fitness and Music, while your son uses Arcade and Apple TV+. You might use News and a mix of others. Everyone uses iCloud back up and private relay.